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Assurified Unveils New Partnerships and Tools to Transform Multifamily Risk Management

Risk Analytics

Assurified Boosts Multifamily Risk Management Tools

Business Honor
18 November, 2025

New platform enhancements help multifamily owners reduce TCOR by integrating data, exposing hidden risks and streamlining operational workflows.

Assurified, a proptech firm providing next-gen risk management solutions for the rental-housing sector, revealed new partnerships and platform updates for multifamily property owners to identify and manage Total Cost of Risk (TCOR). The Assurified platform is modular in addressing insurance premiums, retained losses, resident default and fraud risk, and administrative inefficiencies that erode asset returns. Assurified enables its owners to capture both the financial and operational impacts of TCOR. In the current environment, an owner's administrative and business burden and costs associated with uninsured losses are significant factors of total risk expense, which costs owners 5 to 10% of net operating income (NOI) depending on market conditions and other factors. Property premiums are finally stabilizing, yet TCOR overall is increasing due to persistent pressure in casualty and liability programs.

"Fraud is not the issue; fraud is the indicator of a more extensive problem of lack of visibility across risk programs," states Joe Schwartz, CEO of Assurified, "AIRA, provides visibility. AIRA identifies three generations of fraud (manual, synthetic, AI-generated) before a resident moves in and uses predictive analytics to respond to an estimate default likelihood, but also uses predictive analytics to make underwriting and pricing decisions that lend better coverage to actual exposure. AIRA provides the starting point for linking risk data from the lease level, throughout insurance and financing programs, owners can have a clear view of their total cost of risk."

The 2024 NMHC State of Multifamily Risk Report indicates that liability renewals are averaging between 10% and 20%, with many renewals much higher, indicating litigation costs, social inflation, and restricted underwriting capacity are driving rates and retentions up. In addition, Assurified's time-and-motion analysis for 2025 indicates operators are not only losing thousands of hours annually to manual renewals, TCO compliance, and claims coordination, but it quantifies the burden of administrative work as part of TCOR. Therefore, optimizing TCOR is now as much about data integration and modernization, as it is about premium and coverage structure.