Life in Florida can be unpredictable, whether it’s suddenly experiencing a hurricane, flooding, or simply dealing with the uncertainty of home ownership, driving, and the future. Floridians frequently are concerned with whether their insurance is providing meaningful coverage or conversely, whether there may be hidden coverage gaps that may lead to significant out of pocket costs. The complex insurance laws imposed by the state, inconsistent policy terminology, and balancing coverage with affordability make it difficult for most individuals and families to feel secure.

This is where Manasota Insurance & Wealth Management steps in to make a difference. The company provides clients with the clarity and confidence to protect their assets and proactively plan for the future. They provide personalized service for every customer, which includes a deep dive into understanding the customer’s needs and future goals. Manasota Insurance can help customers identify gaps in coverage and provide solutions across a wide variety of insurance products—from property policies to auto and life insurance to wealth management. Manasota Insurance is helps education professionals and families in the local community.

Services Offered by Manasota Insurance

Wealth Management

Manasota Insurance is dedicated to understanding the specific needs of the individual client, as well as providing a relationship and personalized support for the customer’s financial needs. The agency offers suggestions about products like Flood Insurance as means to cover any of those risk and coverage gaps in the home and auto policies. With experience in cost-effective risk management, the agency team seeks to help clients (individuals, families or businesses) protect a client’s accumulated assets while equipping them for responsibilities that lay ahead. Manasota Insurance seeks to design a strategy for each client that creates and supports immediate needs while allowing adequate protection for future success. Clients can receive solutions that meet all their insurance and financial needs.

Property Insurance

Manasota Insurance specializes in property insurance that can be personalized to the specific needs of Florida clients. The company can share with their clients those items excluded from coverage, and provide alternatives for how the homeowner can be protected including specialty flood insurance policies. The team helps to take the time to ask the right questions and shop lines to ensure their clients receive full coverage.

Auto Insurance

Manasota Insurance knows that driving in Florida can present its own unique challenges and requirements. With heavy traffic, storm damage, and the uninsured motorists on the highways and drivers have a number of issues they face on the road. The agency helps customers obtain auto insurance that gives the best coverage in virtually any situation. Manasota Insurance educates drivers on Florida's mandatory insurance coverage, such as Personal Injury Protection (PIP) and Property Damage Liability (PDL), and goes over others that can provide an extra layer of coverage.

The team assists clients in the event of an accident or other unexpected and unfortunate event, ensuring the claims process is completed as smoothly and efficiently as possible. Every policy is reviewed by the agency team to obtain the best rates and discounts without sacrificing effective coverage. For Manasota Insurance, the goal is to keep the insured confident behind the wheel knowing everything is covered on the road.

Life Insurance

Manasota Insurance aims to help families and help prepare for the future with security and compassion. Life insurance goes far beyond a simple insurance policy. The team works with the client to choose the life insurance essential for the client (end-of-life, funeral, lost income).

Manasota Insurance helps clients determine the ideal amount of coverage to help average family remain in their home, maintain their standard of living, and create the life they once had. The agency helps educate and guide clients throughout the process to help them understand the choices offered by the agency and make decisions they are identity comfortable with. Affordability and long-term protection is the focus while providing peace of mind to families across Florida. Manasota Insurance reviews and assists clients in planning to protect what matters most—the people they love.

Services Provided to Educators

At the core of our agency is the mission to help educators. Since day one, Manasota Insurance has centered its work on supporting the teachers and school district personnel in the community. They recognize the importance of helping educators make informed decisions about retirement planning, investment options, and benefit programs. Their background allows Manasota Insurance & Wealth Management to provide specialized guidance on educator-focused plans such as 403(b) accounts, the Florida Retirement System, and the DROP program—ensuring teachers have the knowledge and support needed to build financial confidence and long-term security.

Whether it is getting custom benefits just for you, saving for retirement with educator specific retirement accounts (like 403b), understanding district benefits, or navigating a state plan (like DROP or Florida Retirement System), Manasota Insurance & Wealth Management is here to help.

Scott Cox | Founder 

Scott Cox is the Founder of Manasota Insurance & Wealth Management. Mr. Cox draws on years of experience in the Florida market to help families, educators, and professionals protect their assets and plan for the future

“We are committed to making it as easy as possible for our clients to take care of their families and their future.”