Owning a car has always been a symbol of freedom, the open road, the spontaneous weekend trip, the ability to just go. But for many, that freedom comes with barriers: the high costs of ownership, long-term insurance commitments, and endless paperwork. Not everyone needs a car every day, yet traditional insurance models have long assumed they do.

In the UK, a new way of thinking about car ownership and accessibility has quietly been reshaping the road ahead. It’s a movement built around flexibility, affordability, and fairness, all made possible by one simple idea: temporary car insurance.

At the heart of this change is Cuvva, a British company that set out to make getting behind the wheel as easy as tapping a button. Since selling its first temporary car insurance policy back in 2015, Cuvva has been helping more than a million customers get on the road — on their own terms, for less, and in minutes.

The Cuvva Difference

Cuvva’s mission is to make cars accessible to more people by reinventing how car insurance works. The company believes that flexibility shouldn’t come at a premium. Whether someone needs to borrow a car for an hour, drive a van for a week, or insure their own vehicle temporarily while sorting annual cover, Cuvva makes it possible through a seamless, app-based experience.

With over 13 million policies sold, 2 million vehicles insured, and 5 million app downloads, the company’s vision has clearly struck a chord. Their innovative model doesn’t just make driving simpler; it makes sharing cars easier, safer, and more sustainable.

Cuvva calls this approach “making cars multiplayer.” By allowing people to easily share vehicles with friends, family, neighbors, or colleagues, they’re helping reduce unnecessary car ownership and paving the way for a more eco-friendly way to get around.

Offering Best-in-Class Vehicle Insurance Services

Temporary Car Insurance: Sometimes, people don’t need a car all the time,  just for a few hours, a weekend, or a short-term project. Cuvva’s temporary car insurance offers a simple, affordable way to get fully comprehensive cover for as little as one hour and up to several weeks.

Getting a quote takes only minutes through the app. Drivers can set their start time, review their policy, pay, and hit the road, all from their phone. Every policy is fully comprehensive, starts instantly or at a scheduled time, and is recorded on the Motor Insurance Database, meaning drivers are road-legal from the moment coverage begins.

The idea is simple: flexibility that fits real life. It’s an ideal solution for anyone borrowing a car, test-driving a potential purchase, or needing quick cover while waiting for annual insurance to start. Starting at just £12.55 per hour, it’s often cheaper than car sharing schemes or rental options, without contracts, commitments, or hidden costs.

One-Hour Car Insurance: Cuvva’s one-hour car insurance has become one of its most popular offerings. Perfect for short-term needs, it lets drivers borrow a car to run errands, share a long drive, or take a test drive without the hassle of being added to someone else’s annual policy.

The policy stands on its own, meaning the car owner’s no-claims discount remains protected. For the driver, it’s total peace of mind knowing that they’re covered comprehensively, just like on a long-term policy, but for only as long as they need.

It’s a service that represents Cuvva’s philosophy perfectly: simplicity, transparency, and control in the driver’s hands.

Temporary Van Insurance: From moving house to completing a quick delivery job, van drivers often need insurance that’s just as flexible as their schedule. Cuvva’s temporary van insurance offers full comprehensive cover for anything from one hour up to 28 days, available in just five minutes through the app.

Whether it’s insuring a personal van without an annual policy or borrowing one from a friend, Cuvva makes the process fast and stress-free. The cover also keeps both the driver’s and owner’s no-claims discounts safe.

For tradespeople, small business owners, or anyone tackling a one-off project, it’s a practical and affordable way to get the job done without the strings of a long-term contract.

Temporary Car Insurance for International Drivers in the UK

For visitors, expats, or anyone new to the UK, driving can be one of the most liberating ways to explore or get around. But navigating traditional insurance options can be complicated, especially for short stays.

Cuvva solves this with temporary car insurance for international license holders, allowing eligible drivers from the EU, EEA, Switzerland, and several other countries to get on the road in minutes. Whether it’s a family visit, a business trip, or the early days of a move to Britain, drivers can borrow a friend’s or family member’s car and get fully comprehensive cover for as little as one hour.

The process is refreshingly straightforward. Download the app; quick, free, and entirely digital. Get a quote by adding the car’s number plate and your details. Review and pay, and the policy can start instantly or be scheduled ahead. Insurance papers are sent straight to the phone, meaning drivers can hit the road without delays or paperwork.

The policies even include Business Class 1 cover, ideal for professionals who need to travel between meetings, and Carriage of Own Goods cover for those transporting personal tools or equipment.

The Road Ahead

Cuvva’s short-term, affordable, and flexible insurance gives everyone access to mobility without the long-term cost or commitment. With millions of policies sold and a growing community of drivers, Cuvva has proven that the future of driving doesn’t have to be about ownership, it can be about access, sharing, and smart solutions that fit modern life. By making it easy for people to borrow and share cars, they’re helping reduce unnecessary ownership and emissions, all while saving drivers time and money.

For anyone looking to get behind the wheel, whether for an hour or a month, Cuvva offers one clear message: the road is open, and it’s yours, whenever you need it.

Freddy Macnamara | Founder & CEO

“By making it super easy to drive friends', family members', neighbors’ or even colleagues' cars from time to time, we're essentially making cars multiplayer, which is not only good for our pockets, but good for the planet too.”