Most Innovative Fintech Startups to watch 2026

March Monthly Edition 2026

Business Honor

Company	Management	Description
Surmount Inc. www.surmount.ai	Logan Weaver Founder	Surmount democratizes investment management by providing institutional-grade, multi-custodian infrastructure for Fintechs, RIAs, and fund managers. Its software-based platform offers automated portfolio management, AI-based personalization, real-time rebalancing, tax optimization, and seamless integration across traditional and crypto accounts with secure, regulated custodians.
Baseline Financial www.baselinefinancial.com	Ari Founder	Baseline Financial guides Australians through home, investment, and commercial lending with personalized strategies, practical insights, and loan solutions, helping clients make informed decisions and confidently pursue property and financial goals.
Plaid www.plaid.com	Zach Perret & William Hockey Founders	Plaid simplifies financial connections by securely linking apps and accounts, streamlining onboarding, verifying income, enabling fast payments, and providing real-time insights to help businesses manage finances efficiently.
Moov Financial, Inc. www.moov.io	Wade Arnold & Bob Smith Founders	Moov Financial provides modern payment solutions that let businesses accept, send, and manage money seamlessly with instant payouts, wallets, and a single API, streamlining transactions while ensuring speed, security, and efficiency.
Chimoney www.chimoney.io	Uchi Nick Uchibeke Founder & CEO	Chimoney enables seamless global payments and digital identity for humans and AI agents through multi-currency wallets, AI Agent Wallets, and Interledger infrastructure, supporting instant transfers, policy controls, and cross-border financial operations.