Sun Pacific Insurance Brokers is a trusted, independent agency committed to reliable and affordable insurance solutions for California residents. From homes, cars, and families to personal and business assets, Sun Pacific takes a client-first approach, working with each individual to ensure that the right coverage is in place.

What really makes Sun Pacific stand out is the commitment it puts into providing top-notch customer service. Rather than using automated systems, each client works directly with a licensed insurance professional. Whether answering questions, going over policies, or just providing advice, their agents are always ready to give personalized support and take the time to explain every detail of your coverage.

Having direct access to so many leading insurance providers enables Sun Pacific stays at the forefront of the market, offering the best rates and comprehensive coverage options. The team constantly monitoring the insurance landscape to ensure that all clients have affordable protection tailored to their unique needs.

At Sun Pacific Insurance Brokers, it is not just about providing insurance; it's about building lasting relationships and giving clients the peace of mind that comes from knowing their most valuable assets are well-protected.

Insurance Provided by Sun Pacific Insurance Brokers

Apartment Insurance

Owning an apartment building, condominium, duplex, or triplex is a substantial investment that requires more protection than just a standard insurance policy. Apartment insurance from Sun Pacific Insurance Brokers will protect your property, income, and financial stability from sudden losses. Their customized coverage addresses every aspect of your investment, including tenant-related damages, weather events, liability risks, and code-compliant rebuilding costs.

Sun Pacific's Apartment Insurance Specialists will take the time to understand your unique needs and provide professional advice and personalized protection that gives you peace of mind. They can also provide a free, comprehensive review of your current policy to identify any coverage gaps that could result in costly, uncovered claims. At Sun Pacific Insurance Brokers, you can have confidence that your rental property and your financial future are well-protected by reliable, affordable protection that's built around your needs.

Auto Insurance

Auto insurance isn't just about fulfilling a legal requirement; it is essential protection for you, your passengers, and your financial future. At Sun Pacific Insurance Brokers, we believe your policy should do more than the minimum. It should be a strong, reliable shield that protects you from the unexpected expenses of an accident, damage, or lawsuit.

Our experienced agents take the time to understand your driving habits, coverage needs, and budget, ensuring you get the right protection at the best possible rate. From liability, collision, and comprehensive coverage to options like medical payments, emergency roadside assistance, and uninsured motorist protection, we tailor your policy to fit your lifestyle.

Unlike impersonal, automated providers, Sun Pacific offers one-on-one service from a local insurance expert who ensures you receive every discount you deserve. With us, you get more than insurance; you get confidence, clarity, and peace of mind every time you're on the road.

Boat Insurance

Owning a boat, jet ski, or other watercraft brings freedom and fun-but it also comes with unique risks on and off the water. Sun Pacific Insurance Brokers has specialized boating insurance that protects you financially in case of accidents, damages, or liability issues that may arise while enjoying your time on the water.

While homeowner's insurance does provide limited coverage, it is usually insufficient when larger boats or particular watercraft risks are at stake. That is why Sun Pacific designed its boating insurance to protect what matters most: your boat, motor, trailer, and liability protection for you and your passengers.

Their team of local insurance experts will help you select the right amount of protection to keep your "financial boat" afloat, no matter what. Along with available discounts for safe boating, bundling, or a clean driving record, Sun Pacific offers affordable, comprehensive coverage to make your time on the water a truly smooth sail with complete peace of mind.

Chad Hines - President

Chad Hines is the President of Sun Pacific Insurance Brokers, where he leads the team with his specialty in high-net-worth personal insurance. Since 2007, he has specialized in helping families identify risks and protect their wealth through tailored insurance and self-insurance strategies. A graduate of the University of Southern California, Chad is also an entrepreneur and former board member of the Celiac Disease Foundation. He enjoys golf, music, family time, and cheering on his favorite Los Angeles sports teams in his free time.

“As a local, independent agency, Sun Pacific Insurance Brokers has access to many of the leading insurance companies, enabling the team to continuously monitor the insurance marketplace and provide clients with affordable coverage tailored to their individual needs.”